Truth Before Facts

Phone: 602.522.2234
Email: tim@minertfinancial.com

Advisors

Scott R. Koesterer, CFP®

Investment Advisor Representative

(602) 274-6432

Scott is a fee-based financial planner focused on asset management, retirement planning, and business owner planning. His planning process covers these steps:

 

  • Advice, Consulting and Planning
  • Portfolio Modeling Analysis and Design;
  • Development and Investment Policy Statement;
  • Implementation, and
  • Ongoing Monitoring, Due Diligence and Reporting.

Scott’s planning process integrates asset allocation, active management, and tax management in a way that helps avoid uncompensated risks, capture manager skill, and reduce the impact of taxes with the goal of enhancing the client’s net total return over time.

Photo of team member

Christinia Sardam, RP®

(602) 522-2234 ext 1

Christinia joined Tim’s team in 2011.  She is a Certified Registered Paraplanner™ from the College of Financial Planning and is FINRA Series 6 & 63 licensed. She has been in the financial industry for over 15 years. Christinia started her career in the financial industry in 1997 which has gained her extensive experience in client service. Assisting clients and the ability to act as a liaison on their behalf with attorneys, accountants, fund companies and portfolio analysis is one of her many strengths. 

WARRANTIES & DISCLAIMERS

There are no warranties implied.

Capital Asset Advisors LLC is a registered investment adviser located in Phoenix, AZ Capital Asset Advisors LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Capital Asset Advisors LLC’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Capital Asset Advisors LLC web site on the Internet should not be construed by any consumer and/or prospective client as Capital Asset Advisors LLC solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Capital Asset Advisors LLC with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Capital Asset Advisors LLC please contact the state securities regulators for those states in which Capital Asset Advisors LLC maintains a registration filing.  A copy of Capital Asset Advisors LLC current written disclosure statement discussing Capital Asset Advisors LLC business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from Capital Asset Advisors LLC upon written request.  Capital Asset Advisors LLC does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Capital Asset Advisors LLC web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

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